Loan comparison
Compare Pakistani bank loans
Islamic and conventional products side by side — rates, tenures, and eligibility from official bank sources.
Updated when we scrape bank sites · Always verify terms on the lender before applying
Financing type
islamic = profit-based wording · conventional = interest / KIBOR + spread (as banks publish it)
Refine results
Loading…
If the database is empty, the server may be running a background loan crawl (can take several minutes).
Trust & transparency
All information is automatically extracted from official bank websites and refreshed on a recurring schedule. Rates and eligibility criteria change; always verify on the bank's own channel before making a decision.
Guide
Comparing loans in Pakistan
Last reviewed: June 2026
Islamic vs conventional
Islamic financing uses structures such as Murabaha or Ijarah with profit rates quoted by the bank. Conventional loans often quote KIBOR plus a spread. Our filters let you compare both side by side — terminology differs, so read each bank's product sheet before applying.
KIBOR and variable rates
Many personal and home finance products reprice when SBP changes the Karachi Interbank Offered Rate (KIBOR). We show a daily KIBOR snapshot for context; your bank's spread and reset frequency are in the official product terms.
Before you apply
Check processing fees, early settlement penalties, insurance requirements, and minimum income documents on the lender's site. Published 'starting from' rates may apply only to salaried applicants with strong credit profiles.